058 178 0982 mirkuzsacco2015@gmail.com Mon – Fri · 8:30 AM – 5:30 PM
Mirkuz SACCO Saving & Credit Cooperative
Mirkuz Saving & Credit COOP. Ltd.

Building Tomorrow, Together.

"ነገን ዛሬ እንስራ"!

A trusted cooperative society serving the people of East Gojjam since 2015. We help our members grow financially through disciplined saving and accessible credit.

2015 Year Established
50% Vehicle Loan Saving
20% Business Loan Saving
2,100 ETB Minimum to Join
Mirkuz SACCO community
Member-First Since 2015
Who we are

A Cooperative Built on Trust

Mirkuz Saving & Credit Cooperative Society Ltd. is a registered member-owned financial cooperative operating in the East Gojjam Zone of the Amhara Region.

Our name — Mirkuz — reflects the spirit of community-driven prosperity. Every member is both a saver and an owner.

  • Community Solidarity Profits return to members as dividends, not shareholders.
  • Flexible Loan Access Reasonable rates with saving-based eligibility.
  • Secure & Regulated Operating under Ethiopian cooperative law.
Our credit products

Loans That Move You Forward

We offer two focused loan products, each designed around a clear savings requirement.

Vehicle loan — Bajaj
Save 50% First

Vehicle Loan

የተሽከርካሪ ብድር

Finance a new Bajaj, motorcycle, or small vehicle after building up half of the value in your savings account.

  • Required Saving 50% of vehicle value
  • Eligible After 6 months of saving
  • Best For Bajaj & motorcycles
Business capital loan — machinery
Save 20% First

Business Capital & Machinery

የንግድ ካፒታልና ማሽን ብድር

Grow your trade or invest in equipment for your business. With only one-fifth upfront, unlock working capital.

  • Required Saving 20% of capital needed
  • Eligible After 4 months of saving
  • Best For Traders & workshops
Joining requirements

Becoming a Member is Simple

Membership at Mirkuz is open to anyone who shares our cooperative values.

  • 1
    Identification

    Valid ID and 2 passport-size photos.

  • 2
    Purchase Shares

    Buy a minimum of 5 shares at 200 ETB each.

  • 3
    Registration Fee

    One-time 400 ETB registration payment upon joining.

  • 4
    Monthly Saving

    Save 700 ETB every month without interruption.

  • 5
    Cooperative Discipline

    Respect the rules and bylaws of the society at all times.

Member savings planner

Plan Your Loan With Our Calculator

Estimate the savings you will need to qualify for a Mirkuz loan.

Note: This is an estimate. Final loan approval depends on your savings history.
Target Loan / Asset
Required Savings
Estimated Loan Granted
Saving Period (months)
Joining Requirement
2,100 ETB (one-time)
Monthly Contribution
700 ETB
at 700 ETB / month

Your Future Starts With a Single Share.

Join Mirkuz today and begin the journey toward financial independence.

Contact Us to Enroll
We are here to help

Get in Touch

Phone

058 178 0982

Address

East Gojjam Zone, Amhara Region, Ethiopia

Office Hours

Mon – Fri · 8:30 AM – 5:30 PM

Send us a Message

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